Bad credit can have a negative effect on your finances. If you have a bad credit, you will not get approved for loans, mortgages or you will notice that you have to pay higher rates than others. A poor credit can potentially cost you thousands […]

If you have the habit of making late repayments on loans and you think there will be little consequence. Think again! All financial transactions including debts, missing or late payments of bills is contained in your credit history and is readily available from any of […]